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Atlanta (i/�t'l�nt?/, locally i/�t'l�n?/) is the capital of and the most populous city in the US state of Georgia, with an estimated 2013 population of 447,841. Atlanta is the cultural and economic center of the Atlanta metropolitan area, home to 5,522,942 people and the ninth largest metropolitan area in the United States. Atlanta is the county seat of Fulton County, and a small portion of the city extends eastward into DeKalb County.Atlanta was established in 1837 at the intersection of two railroad lines, and the city rose from the ashes of the Civil War to become a national center of commerce. In the decades following the Civil Rights Movement, during which the city earned a reputation as ""too busy to hate"" for the progressive views of its citizens and leaders, Atlanta attained international prominence. Atlanta is the primary transportation hub of the Southeastern United States, via highway, railroad, and air, with Hartsfield�Jackson Atlanta International Airport being the world's busiest airport since 1998.Atlanta is considered an ""alpha-"" or ""world city"", ranking 45th among world cities and eighth in the nation with a gross domestic product of $270 billion. Atlanta's economy is considered diverse with dominant sectors including logistics, professional and business services, media operations, and information technology. Topographically, Atlanta is marked by rolling hills and dense tree coverage. Revitalization of Atlanta's neighborhoods, initially spurred by the 1996 , has intensified in the 21st century, altering the city's demographics, politics, and culture.Encompassing $304 billion, the Atlanta metropolitan area is the eighth-largest economy in the country and 17th-largest in the world. . Over 75 percent of Fortune 1000 companies conduct business operations in the Atlanta metropolitan area, and the region hosts offices of about 1,250 multinational corporations. Many corporations are drawn to Atlanta on account of the city's educated workforce; as of 2010, nearly 43% of adults in the city of Atlanta have college degrees, compared to 27% in the nation as a whole.

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Augusta�Richmond County US /?.'g?s.t?/ is a consolidated city-county in the U.S. state of Georgia, located at the fall line of the Savannah River, at the head of its navigable portion.The city was named after Princess Augusta of Saxe-Gotha (1719-1772), wife of Frederick, Prince of Wales. She was the mother of King George III of the United Kingdom.According to 2012 US Census estimates, the Augusta-Richmond County population was 197,872, not counting the unconsolidated cities of Hephzibah and Blythe.Augusta is the principal city of the Augusta-Richmond County Metropolitan Statistical Area, which as of 2012 had an estimated population of 580,270, making it the third-largest city and the second-largest metro area in the state after Atlanta. It is the 116th-largest city in the United States. Internationally, Augusta is best known for hosting The Masters golf tournament each spring.Augusta is a regional center of medicine, biotechnology, and military. Georgia Regents University, the state's only public health sciences graduate university, employs over 7,000 people. Along with University Hospital, the Medical District of Augusta employs over 25,000 people and has an economic impact of over $1.8 billion. Within the next few years, the city is expected to have rapid population growth of 10,000+ residents due to the announcement of the United States Army Cyber Command that will be located in Fort Gordon.

 

Columbus is the second largest city in Georgia. It is the county seat of Muscogee County, Georgia, United States, with which it is consolidated. Columbus-Phenix City Metropolitan Area counts 316,554. It joins with the nearby Alabama cities of Auburn and Opelika to form the Columbus-Auburn-Opelika Combined Statistical Area, which had a 2013 population of 501,649. Situated at the heart of the Chattahoochee Valley, Columbus is the fourth largest metropolitan area in the state.Columbus lies 100 miles (160 km) southwest of Atlanta. Fort Benning, a major employer, is located south of the city in Chattahoochee County. The city is home to museums and other tourism sites. The area is served by the Columbus Airport. The current mayor is Teresa Tomlinson, who was elected in November 2010. In 2007, Best Life magazine ranked Columbus #4 on the Top 100 Places To Raise A Family. In 2013, Livability.com ranked Columbus #74 on the Top 100 Best Places to Live in America. In 2011, The Daily Beast ranked Columbus #1 on the list of the 30 Brokest Cities in America. A well-being poll, published in 2014 on Yahoo!, ranked the Columbus area as the seventh-most miserable city in the U.S.Companies headquartered in Columbus Co.

 

Macon /'me?k?n/ is a city located in central Georgia, United States. Founded at the fall line of the Ocmulgee River, it is part of the Macon metropolitan area, and is the county seat of Bibb County. Macon is also the largest city in the Macon-Warner Robins Combined Statistical Area with a population of 417,473 and abuts the Atlanta metropolitan area just to the north. It lies near the geographic center of Georgia, approximately 85 miles (137 km) south of Atlanta, hence the city's nickname as the Heart of Georgia. After voters approved the consolidation of Macon and Bibb County in 2012, Macon became Georgia's fourth-largest city (just after Augusta), with a population of 155,369 based on 2010 Census figures for Bibb County. Macon is served by three interstate highways: I-16 (connecting the city to Savannah and coastal Georgia), I-75 (connecting the city with Atlanta to the north and Florida to the south), and I-475 (a city bypass highway).The city has several institutions of higher education, as well as numerous museums and tourism sites. The area is served by the Middle Georgia Regional Airport and the Herbert Smart Downtown Airport. The mayor of Macon is Robert Reichert, a former Democratic member of the Georgia House of Representatives. Reichert was elected mayor of the newly consolidated city of Macon-Bibb and took office on January 1, 2014.According to the 2010 Census, the median household income in the city was $28,366, as compared with the state average of $49,347. The median family income was $37, 268. Full-time working males had a median income of $34,163 versus $28,082 for females. The per capita income for the city was $17,010. About 24.1% of families and 30.6% of the population were below the poverty line, including 43.6% of those under age 18 and 18.4% of those over 65.

 

Savannah is the oldest city in the U.S. state of Georgia and is the county seat of Chatham County. Established in 1733, the city of Savannah became the British colonial capital of the Province of Georgia and later the first state capital of Georgia. A strategic port city in the American Revolution and during the American Civil War, Savannah is today an industrial center and an important Atlantic seaport. It is Georgia's fifth-largest city and third-largest metropolitan area.Each year Savannah attracts millions of visitors, who enjoy the city's architecture and historic buildings: the birthplace of Juliette Gordon Low (founder of the Girl Scouts of the United States of America), the Georgia Historical Society (the oldest continually operating historical society in the South), the Telfair Academy of Arts and Sciences (one of the South's first public museums), the First African Baptist Church (one of the oldest African-American Baptist congregations in the United States), Temple Mickve Israel (the third oldest synagogue in America), and the Central of Georgia Railway roundhouse complex (the oldest standing antebellum rail facility in America).Savannah's downtown area, which includes the Savannah Historic District, the Savannah Victorian Historic District and 22 parklike squares, is one of the largest National Historic Landmark Districts in the United States (designated by the U.S. government in 1966).[a] Downtown Savannah largely retains the original town plan prescribed by founder James Oglethorpe (a design now known as the Oglethorpe Plan). Savannah was the host city for the sailing competitions during the 1996 Summer held in Atlanta.Agriculture was essential to Savannah's economy during its first two centuries. Silk and indigo production, both in demand in England, were early export commodities; by 1767 almost a ton of silk per year was exported to England.[32]

 

Athens (formally known as Athens-Clarke County) is a consolidated city�county in the U.S. state of Georgia, in the northeastern part of the state, comprising the former city of Athens proper (the county seat) and Clarke County. The University of Georgia, the state's flagship public research university, is located in this college town, and contributed to its initial growth. In 1991, after a vote the preceding year, the original city abandoned its charter to form a unified government with Clarke County, referred to collectively as Athens-Clarke County.[2] As of the 2010 census, the consolidated city-county (including all of Athens-Clarke County except Winterville and a portion of Bogart) had a total population of 115,452; all of Clarke County had a population of 116,714. Athens is the fifth largest city in Georgia, and the principal city of the Athens-Clarke County, Georgia Metropolitan Statistical Area, which had a population of 192,541 as of the 2010 census. Athens-Clarke County has the smallest geographical area of a county in Georgia.Independent publisher Hill Street Press is headquartered here. Authors with previous, or current, residence in the city include Pulitzer Prize winners Deborah Blum and Edward Larson, as well as Judith Ortiz Cofer, Reginald McKnight and Coleman Barks.

 

Sandy Springs is a city in northern Fulton County, Georgia, United States, north of Atlanta. According to the 2010 Census, Sandy Springs has a population of 93,853.The largest employers within Sandy Springs are hospitals, headquarters and regional offices from a variety of industries including computer related services, package delivery, telecommunications, media, financial transaction processing and more.

 

Roswell is a city in northern Fulton County, Georgia, United States. Roswell is Georgia's eighth largest city with a population of 88,346 according to the 2010 United States Census.[1]The Consulate-General of Honduras in Atlanta is located at Suite 3 in 600 Houze Way in Roswell.

 

Johns Creek is a city located in Fulton County in the U.S. state of Georgia. According to the 2010 U.S. Census, the population was 76,728.[1] The city is a northeastern suburb of Atlanta.[2] According to Money Magazine, Johns Creek is the 13th highest-earning city in the United States.According to the City's 2011 Comprehensive Annual Financial Report, the top employers in the city are:

 

Albany is a city, in and the county seat of Dougherty County, Georgia, United States, in the southwestern part of the state. It is the principal city of the Albany, Georgia metropolitan area and the southwest part of the state. The population was 77,434 at the 2010 U.S. Census, making it the eighth-largest city in Georgia.[1]Today, although the city is surrounded by pecan groves, pine trees, farms and plantations, almost none of the population is employed in agriculture. It is heavily mechanized.The city itself however is surrounded by a river which separates the two divisions of Albany.

 

Warner Robins is a city in the US state of Georgia, located in Houston County. It is approximately ten miles south of Macon. As of the 2010 census, the city had a total population of 66,588. From 2000 to 2010, the Warner Robins city population growth percentage was 36.4% (or from 48,804 people to 66,588 people). Warner Robins is a part of the larger Macon-Warner Robins Combined Statistical Area with a population of 417,473.Robins Air Force Base is one of the largest employers in the state of Georgia and directly contributes over 25,000 military, civil service, and contractor jobs to the local economy. It has provided economic stability for Warner Robins that has benefited the entire Middle Georgia community.

 

Alpharetta is a city located in north Fulton County, Georgia, United States. It is an affluent northern suburb of Atlanta. According to the 2010 census, Alpharetta's population is 57,551.[2]When NetBank existed, its headquarters were in Alpharetta.

 

Marietta is located in central Cobb County, Georgia, United States, and is the county's seat and largest city.As of the 2010 census, the city had a total population of 56,579, making it one of the Atlanta metropolitan area's largest suburbs. Marietta is the fourth largest of the principal cities (by population) of the Atlanta metropolitan statistical area.Dobbins Air Reserve Base on the south side of town and a Lockheed Martin manufacturing plant are among the major industries in the city. The Lockheed Georgia Employees Credit Union, is based in Marietta.

 

Valdosta is the county seat of Lowndes County, Georgia, United States. As of the 2010 Census, Valdosta has a total population of 54,518, and is the 14th largest city in Georgia.Valdosta is the principal city of the Valdosta Metropolitan Statistical Area, which in 2010, had a population of 139,588.Valdosta is the home of Valdosta State University, a regional university in the University System of Georgia with over 13,000 students, and Valdosta High School, home to the winningest football program in the United States.It is called the Azalea City as the plant grows in profusion there; the city hosts an annual Azalea Festival in March. Wild Adventures, a 166 acre theme and water park, is located 5 miles from Valdosta in rural Lowndes County. Wild Adventures is owned by Herschend Family Entertainment.According to a Bloomberg survey as of July of 2014, Valdosta, GA has the highest shrinking population of any city in the United States of America. The survey came from several sources. Census Bureau documentation states that the estimates are based on data from several sources including birth and death records, information from the Internal Revenue Service, enrollment numbers from Medicare and Medicaid and personnel numbers from the Armed Services, according to the Census Bureau. Located in the far southern portion of the state, near the Florida line along the Interstate 75 corridor, it is a commercial center of South Georgia with numerous manufacturing plants. The surrounding area produces tobacco, naval stores, particularly turpentine, as well as pine lumber, and pulpwood. According to the Georgia Department of Community Affairs, Valdosta is called the ""Naval Stores Capital of the World"" because it supplies 80% of the world demand for naval stores.[36][37]

 

Smyrna is a city in Cobb County, Georgia, United States, northwest of Atlanta and the Chattahoochee River. As of the 2010 census, the city had a population of 51,271. The U.S. Census Bureau estimated the population in 2013 to be 53,438. It is included in the Atlanta-Sandy Springs-Marietta, GA MSA, which is included in the Atlanta-Sandy Springs-Gainesville, GA-AL CSA.The Bread Company has its headquarters in Smyrna.

 

Dunwoody is a city located in DeKalb County, Georgia, United States. It is a northern suburb of Atlanta. Dunwoody became incorporated as a city on December 1, 2008.[2] As of the 2010 Census, the city had a total population of 46,267.The Atlanta Journal-Constitution has its headquarters in the Perimeter Center and in Dunwoody.[26][27][28] In 2010 the newspaper relocated its headquarters from Downtown Atlanta to leased offices in the Perimeter Center for financial reasons.[28]

 

Located in the foothills of the Appalachian Mountains, Rome is the largest city in and the county seat of Floyd County, Georgia, United States. It is the principal city of the Rome, Georgia, Metropolitan Statistical Area, population 96,250 (2009), which encompasses all of Floyd County. At the 2010 census, the city itself had a total population of 36,303,[1] and is the largest city in Northwest Georgia and the 19th largest city in the state.Although no Interstate highway passes through Rome, it is the second largest city, after Gadsden, Alabama, near the center of the triangular area defined by the Interstate highways between Atlanta, Birmingham and Chattanooga, which contributes to its importance as a regional center in several areas, such as medical care and education. Rome is the home of Darlington School, Berry College and Shorter University.Rome's name is a commemoration of the Italian city of Rome. Rome, Georgia, was built on seven hills with a river running between them, a feature that was an inspiration for the name. This connection is emphasized by a replica of the statue of Romulus and Remus nursing from a mother wolf, a symbol of the original Rome, which was a 1929 gift from Italian dictator Benito Mussolini.Rome has long had the strength of economic diversity,[32] founded in manufacturing, education, healthcare, technology, tourism, and other industries.

 

East Point is a city southwest of the neighborhoods of Atlanta in Fulton County, Georgia, United States. As of the 2010 census, the city had a population of 33,712. The city is named for being at the opposite end of the former Atlanta & West Point Railroad from West Point, Georgia.

 

Milton is a city in Fulton County, Georgia, United States. Incorporated on December 1, 2006, it was created out of the entire unincorporated northwestern part of northern Fulton County. It is a highly affluent community with an average household income within the zip code 30004 of $99,412.[1] According to the 2010 Census, Milton's population is 32,661.[2]Milton was named because northern Fulton County (generally north of the Chattahoochee River) is almost entirely the former Milton County, which was named after Revolutionary War Hero John Milton (Georgia politician).

 

Gainesville is a city in, and the county seat of, Hall County, Georgia, United States. As of the 2010 census, the city had a population of 33,804. Because of its large number of poultry processing plants, it is often called the ""Poultry Capital of the World"". Gainesville is the principal city of, and is included in, the Gainesville, Georgia Metropolitan Statistical Area, which is included in the Atlanta-Sandy Springs-Gainesville, Georgia-Alabama (part) Combined Statistical Area.The poultry farming industry in Gainesville began to develop in the, when Jesse Jewell, a Gainesville feed salesman began his business. The format he developed was to sell North Georgia farmers baby chicks and feed on credit. When the chicks were grown, Jewell would buy back the adult chickens (broilers) at a price that would cover his costs and guarantee farmers a profit. Once Jewell signed on enough farmers to produce broilers for him, he invested in his own processing plant and hatchery.

 

Hinesville is a city in Liberty County, Georgia, United States. The population was 33,437 at the 2010 census. Hinesville is also known to have been the home of three signatories of the Declaration of Independence: Lyman Hall, George Walton and Button Gwinnett. The city is the county seat of Liberty County. Nearby Fort Stewart and the principal city of Hinesville are part of the Hinesville-Fort Stewart metropolitan statistical area, which comprises all of Liberty County and neighboring Long County.

 

Peachtree City is a city in and the largest city of Fayette County, Georgia, United States. Census estimates in 2010 indicated a population of 34,364.[1] In 2007, the city announced a plan to formally annex an unincorporated area between Georgia State Route 74 and the border with Coweta County that is commonly referred to as ""The West Village,"" or ""Wilksmoor Village."" Peachtree City is located in South Metro Atlanta. Lighting, a division of per Industries, along with Denver, a sister company,[citation needed] Airways, and Airways parent company Aviation Holdings, are all headquartered in Peachtree City.

 

Newnan is a city in Metro Atlanta, and the county seat of Coweta County, Georgia, about 40 miles (64 km) southwest of Atlanta. The population was 33,039 at the 2010 census, up from 16,242 at the 2000 census, for a growth rate of 103.4% over that decade.

 

Dalton is a city in Whitfield County, Georgia, United States. It is the county seat of Whitfield County and the principal city of the Dalton, Georgia Metropolitan Statistical Area, which encompasses all of Murray and Whitfield counties. The MSA received national attention throughout the ""Great Recession"" as having one of the highest unemployment rates in the United States. The rate remains at 11.9% as of January 2013. As of the 2010 census, the city had a population of 33,128, with the total metropolitan area having a population of 142,227. Dalton is located just off Interstate 75 in the foothills of the Blue Ridge Mountains in northwest Georgia and is the second largest city in northwest Georgia, after Rome. Dalton is home to many of the nation's floorcovering manufacturers. Dalton has many historic houses, landmarks and a rich Civil War history. Dalton is home to the Northwest Georgia Trade and Convention Center which showcases the Georgia Athletic Coaches' Hall of Fame and holds events year round.Dalton, Georgia, was named for Gen. Tristram Dalton of Massachusetts.

 

The city of Douglasville is the county seat of Douglas County, Georgia, United States. As of the 2010 census[update], the city had a population of 30,961. Douglasville is located approximately 20 miles west of Atlanta, Georgia and is included in the Atlanta Metro Area.Highway access can be obtained via five interchanges along Interstate 20.While Downtown hosts many shops and eateries, the main business area in Douglasville is located south of the city between Chapel Hill Road and Georgia State Route 5, around the Douglas Boulevard Corridor. Arbor Place Mall is located in this area as well as many major retail stores and fast food chains.

 

Kennesaw, GeorgiaCity Kennesaw City HallLocation in Cobb County and the state of Georgia KennesawLocation of Kennesaw in Metro Atlanta is a city in Cobb County, Georgia, United States, located in the greater Atlanta metropolitan area. It had a population of 29,783 according to the 2010 census. Founded in 1887, Kennesaw has a past surrounded with railroad history. During the Civil War, Kennesaw was the staging ground for the Great Locomotive Chase on April 12, 1862.In 2007, the city was selected by Family Circle magazine as one of the nation's ""10 best towns for families"". In 2009 Newsmax magazine listed the city among the ""Top 25 Most Uniquely American Cities and Towns"". The city is perhaps best known nationally for its mandatory gun-possession ordinance.The median income for a household in the city was $61,355 and the median income for a family was $75,465. Males had a median income of $46,953, versus $42,809 for females. The per capita income for the city was $27,165. About 8.2% of families and 11.1% of the population were below the poverty line, including 13.1% of those under age 18 and 13.3% of those age 65 or over.

 

LaGrange is a city and the county seat of Troup County, Georgia, United States. The population of the city is 30,452 (2013 US census estimate).Census It is the principal city of and is included in the LaGrange, Georgia Micropolitan Statistical Area, which is included in the Atlanta-Sandy Springs-Gainesville, Georgia-Alabama (part) Combined Statistical Area.LaGrange is home to LaGrange College, the oldest private college in the state. Its proximity to West Point Lake, a few miles to the west, makes it a tourist destination for bass fishermen and water sports enthusiasts.

 

Statesboro is the largest city and the county seat of Bulloch County, Georgia, United States, with a population of 28,422 at the 2010 census and an estimated 2012 population of 29,779. It is the principal city of the Statesboro Micropolitan Statistical Area, with an estimated 2012 population of 72,694. A college town, Statesboro is best known as the home of Georgia Southern University, a Carnegie Doctoral-Research University.The city was chartered in 1803, starting as a small trading community providing the basic essentials for surrounding plantations. In 1906, Statesboro leaders joined together to bid for and win the First District A&M School, which eventually grew into Georgia Southern University. Statesboro inspired the blues song ""Statesboro Blues"", written by Blind Willie McTell in the 1920s, and covered in a well-known version by The Allman Brothers Band.The economy of Statesboro consists of a diverse blend of education, manufacturing, and agribusiness sectors. Statesboro serves as a regional economic hub and has over a billion dollars in annual retail sales. Georgia Southern University is the largest employer in the City with 6,700 regional jobs tied directly and indirectly to the campus.

 

Lawrenceville is a city in and the county seat of Gwinnett County, Georgia, in the United States. The Census Bureau estimates the 2010 population at 28,546. Lawrenceville has six ZIP codes (30042-30046, 30049); it is part of the 678/770/404 telephone area code, which is used throughout metropolitan Atlanta.Scientific Atlanta, now known as Cisco Systems is based near Lawrenceville. Atlanta Biologicals is located in Lawrenceville.

 

Duluth is a city in Gwinnett County, Georgia and developed suburb of Atlanta. Unincorporated portions of Forsyth County use a Duluth ZIP code despite being outside Duluth city limits in a different county. A significant part of the nearby city of Johns Creek in Fulton County (incorporated in 2006) uses one of the Duluth ZIP codes. This is because Johns Creek has not been assigned any ZIP codes by the USPS.As of the 2010 census, the city had a population of 26,600.Duluth is a suburb of Atlanta, close to Interstate 85. It is home to Gwinnett Place Mall, Gwinnett Civic and Cultural Center, Arena at Gwinnett Center, Hudgens Center for the Arts and Red Clay Theater. It is also home to Gwinnett Medical Center � Duluth, an 81-bed hospital constructed in 2006, as well as GMC's Glancy Campus, a 30-bed facility located near downtown. Nearby attractions include Stone Mountain an"

"

nd is part of the Savannah, GA Metropolitan Statistical Area.

 

Union City is a city in Fulton County, Georgia, United States. The population was 19,456 at the 2010 census.

 

Decatur is a city in, and county seat of, DeKalb County, Georgia, United States. With a population of 19,335 in the 2010 census, the city is sometimes assumed to be larger since multiple zip codes in unincorporated DeKalb County bear the Decatur name. It is an intown suburb of Atlanta and part of the Atlanta Metropolitan Area, and its public transportation is served by three MARTA rail stations. Decatur's official motto is ""A city of homes, schools and places of worship."" Prior to 2000, this motto was ""A city of homes, schools, and churches."" Residents frequently refer to the unofficial motto of the town, ""Everything is greater in Decatur.""

 

Cartersville is a city in Bartow County in the U.S. state of Georgia; it is located within the northwest edge of the Atlanta metropolitan area. As of the 2010 census, the city had a population of 19,731. Cartersville is the county seat of Bartow County.Manufacturing, tourism, and services play a part in the economy of the city. The city's employers include:

 

Sugar Hill is a city in northern Gwinnett County in the U.S. state of Georgia and is part of the Atlanta metropolitan area. The population was 18,522 as of the 2010 census, making it the fourth-largest city in Gwinnett county.On April 28, 2011 Governor Nathan Deal signed legislation that allowed individual local communities to vote on whether to allow alcohol sales on Sundays, which had previously been prohibited by the Georgia General Assembly since the 1800s. A total of 97 cities and counties in Georgia held referendums on November 8, 2011 including Sugar Hill. The Sugar Hill city council voted to allow Sugar Hill residents vote on the issue and on November 15, 2011 Sugar Hill became one of several cities that voted to allow Sunday sales of alcohol. In 2012 the remaining areas of Gwinnett County that did not hold November 8 referendums voted to allow Sunday sales. Supporters of the proposal to allow Sunday sales of alcohol argued that doing so would help the economy.

 

Milledgeville is a city in and the county seat of Baldwin County in the U.S. state of Georgia. It is northeast of Macon along U.S. Highway 441 and is bordered on the east by the Oconee River. The rapid current of the river here made this an attractive location to build a city. It was the capital of Georgia from 1804 to 1868, notably during the American Civil War. Milledgeville was preceded as the capital city by Louisville and was succeeded by Atlanta, the current capital.The population of the town of Milledgeville was 18,382 at the 2010 census.Milledgeville is along the route of the under-construction Fall Line Freeway, which will link Milledgeville with Augusta, Macon, Columbus, and other Fall Line cities with long histories from colonial Georgia.Milledgeville is the principal city of the Milledgeville Micropolitan Statistical Area, a micropolitan area that covers Baldwin and Hancock counties and had a combined population of 54,776 at the 2000 census. The Old State Capitol building is located in the city.

 

Snellville is a city in Gwinnett County, Georgia, United States, east of Atlanta. The population was 18,242 at the 2010 census.

 

Forest Park is a city in Clayton County, Georgia, United States. It is located approximately nine miles (14 km) south of Atlanta and is part of the Atlanta�Sandy Springs�Marietta Metropolitan Statistical Area. As of the 2010 census, the city had a population of 18,468.

 

Thomasville is the county seat of Thomas County, Georgia, United States. The city is the second largest in Southwest Georgia after Albany.The city deems itself the City of Roses and holds an annual Rose Festival. The town features plantations open to the public, a historic downtown, a large farmer's market, and a 320 year old oak tree at the corner of Monroe and Craw streets. The population was 18,413 at the 2010 census.The bakery company Foods is based in Thomasville.

 

St. Marys is a city in Camden County, Georgia, United States. The city is the gateway to Cumberland Island National Seashore, the largest of the Georgia Coast's barrier islands. The National Seashore's visitor center and boat access are both located at the St. Marys waterfront. The city is also home to the annual St. Marys Rock Shrimp Festival, the St. Marys Submarine Museum, the Kings Bay Naval Submarine Base, and to eight Ohio-class submarines. The population of St. Marys was 17,121 at the 2010 census.

 

Tifton is a city in Tift County, Georgia, United States. The population was 16,869 at the 2010 census. The city is the county seat of Tift County.The area's Public Schools are administered by the Tift County School District, including two high schools. Abraham Baldwin Agricultural College has its main campus in Tifton. Moultrie Technical College and the University of Georgia also have Tifton Campuses. Sites in the area include the Coastal Plain Research Arboretum, Abraham Baldwin Agricultural College (ABAC) and Georgia Museum of Agriculture & Historic Village. The Tifton Residential Historic District is listed on the National Register of Historic Places. The Tifton Gazette is a daily paper published in Tifton. The Georgia Firebirds, defending champions of the NIFL, play in Tifton.

 

Americus is a city in Sumter County, Georgia, United States. As of the 2010 census, the city had a population of 17,041. Americus is the home of Habitat for Humanity 's headquarters, the famous Windsor Hotel (from 1892), The Fuller Center for Housing headquarters, The Rosalynn Carter Institute for Caregiving , Glover Foods and many more well-known organizations.The city is the county seat of Sumter County. Americus is the principal city of the Americus Micropolitan Statistical Area, a micropolitan area that covers Schley and Sumter counties and had a combined population of 36,966 at the 2000 census.According to the City's 2009 Comprehensive Annual Financial Report, the largest employers in the area are:

 

Kingsland is a city in Camden County, Georgia, United States. The population was 15,946 at the 2010 census.The Kingsland Commercial Historic District was added to the National Register of Historic Places March 17, 1994. It includes the area surrounding South Lee Street between King Street and William Street.Kingsland hosts an annual Catfish Festival on Labor Day weekend each year.

 

Suwanee is a city in Gwinnett County, in the U.S. state of Georgia. The population was 8,725 at the 2000 Census. As of 2010, the population is approximately 15,355. Suwanee was the practicing home of the Atlanta Falcons football team from 1979 to 2001 and was voted among the Top 10 Best Places to Live by Money in 2007. In 2012, Suwanee was rated the third best place in America for raising families by Kiplinger, and in 2013, Suwanee was identified as one of the nation's 10 Best Towns for Families by magazine.Portions of Forsyth County and Fulton County also have Suwanee and its zip code (30024) as a mailing address.

 

Dublin is a city in Laurens County, Georgia, United States. As of the 2010 census, the city had a population of 16,201. The city is the county seat of Laurens County.

 

Fayetteville is a city in Fayette County, Georgia, United States. As of the 2010 census, the city had a population of 15,945. The city is the county seat of Fayette County. Fayetteville is located approximately 22 miles south of downtown Atlanta.

 

Calhoun is a city in Gordon County, Georgia, United States. It is part of the Atlanta metropolitan area. As of the 2010 census, the city had a population of 15,650. Calhoun is the county seat of Gordon County.

 

Chamblee (Sham-blee) is a city in northern DeKalb County, Georgia, United States, northeast of Atlanta. The population was 9,892 at the 2010 census.

 

Brunswick /'br?nzw?k/ is a city in and the county seat of Glynn County, Georgia, United States. The major urban and economic center of the state's lower southeast, it is also the second-largest urban area on Georgia's coast, after Savannah, and it contains the Brunswick Old Town Historic District.British colonists settled the peninsula in 1738 as a buffer to Spanish Florida. It came under provincial control in 1771 and was founded as Brunswick after the German duchy of Brunswick�L�neburg, the ancestral home of the House of Hanover. It was incorporated as a city in 1856. Throughout its history, Brunswick has served as an important port city: in World War II, it served as a strategic military location with an operational base for escort blimps and a shipbuilding facility for the U.S. Maritime Commission.Brunswick supports a progressive economy largely based on tourism and logistics with a metropolitan GDP of $3.9 billion. The Port of Brunswick handles approximately 10 percent of all U.S. ro-ro trade�third in the U.S. behind the ports of Los Angeles and Newark.[9] The headquarters of the Federal Law Enforcement Training Center is located 5 mi (8.0 km) north of the central business district of the city and is adjacent to Brunswick�Golden Isles Airport, which provides commercial air service to the area. In the 2010 U.S. census, the population of the city proper was 15,383; the urban area, 51,024; and the metropolitan area, 112,370.Brunswick is located on a harbor of the Atlantic Ocean, approximately 30 mi (50 km) north of Florida and 70 mi (110 km) south of South Carolina. Brunswick is bordered on the west by Oglethorpe Bay, East River, and Turtle River. On the south it is bordered by the Brunswick River and on the east by the Atlantic Intracoastal Waterway, which separates it from the Golden Isles.The Port of Brunswick forms a vital part of the city's economy.[56] It is recognized as one of the most productive ports on the East Coast and is the sixth-busiest automobile port in the United States;[57][58][59] it is the primary export facility for two of the three United States traditional automotive manufacturers: and .[60] In addition, the port is also the primary export facility for .[61][62][63] The port serves as the central import facility for cars.[58][64][65][66] Audi, BMW, and Volkswagen utilize the port as a facility for imports as well.[67][68][69] Auto Processing is one of the town's largest employers.[70] In addition to automobiles, exports also include agricultural products and other bulk cargoes.

 

Norcross is a city in Gwinnett County, Georgia, United States. As of 2010, the population recorded by the U.S. Census Bureau was 9,116. It is included in the Atlanta-Sandy Springs-Marietta, Georgia metropolitan statistical area, which is included in the Atlanta-Sandy Springs-Gainesville, Georgia-Alabama (part) combined statistical area. Although much of western Gwinnett County has a Norcross mailing address, the boundaries of the city do not extend to unincorporated areas.

 

Riverdale is a city in Clayton County, Georgia, United States. The population was 15,134 at the 2010 census, up from 12,478 at the 2000 census.

 

Conyers is the only city in Rockdale County, Georgia, United States. It is twenty-four miles east of Atlanta. As of the 2000 census, the city population was 10,689. Census estimates of 2005 indicate a population of 12,205. The city is the county seat of Rockdale County. By 2009, the reported population was 13,941. The formerly separate town of Milstead is now part of Conyers.

 

Perry is a city and county seat of Houston County in the U.S. state of Georgia. It is part of the Warner Robins, Georgia Metropolitan Statistical Area. The population was 9,600 at the 2000 census. /'ha?st?n/. The city is in the Macon metropolitan area.

 

College Park is a city located in Fulton and Clayton counties in the U.S. state Georgia. As of the 2010 census, the city population was 13,942. Hartsfield�Jackson Atlanta Airport is partially located in the city boundaries (including the domestic terminal, Concourse T, Concourse A, and about two-thirds of Concourse B), and the Georgia Convention Center, owned and operated by the City of College Park, is within the city limits.Jet Airlines is headquartered in College Park, near Hartsfield-Jackson Atlanta Airport. A, a fast food chicken chain, is headquartered in College Park.[9] Atlantic Southeast Airlines had its headquarters in College Park until December 31, 2011; its final headquarters facility was a hangar at Hartsfield-Jackson Atlanta Airport.[10]

 

Moultrie is the county seat and largest city of Colquitt County, Georgia, in the United States. It is the third largest city in Southwest Georgia, behind Thomasville and Albany. As of the 2010 census, Moultrie's population was 14,268.Moultrie is an agricultural community set in the Southern Rivers part of Georgia. It is well known for its antique shops and has been styled ""The Antique Capital of South Georgia"". Moultrie is the home of US Senator Saxby Chambliss.Downtown Moultrie contains the Moultrie Commercial Historic District, listed on the National Register of Historic Places. The district includes the Colquitt Theatre (Moultrie, Georgia).Industry for the Moultrie area grew considerably when Sanderson Farms opened a processing plant in 2006 that now currently employs over 1,000 workers, over 10 percent of the local workforce.[citation needed] The manufacturer of light, single-engined STOL aircraft, the Maule Air, is also located in Moultrie.

 

Waycross is the county seat of, and only incorporated city in, Ware County in the U.S. state of Georgia. The population was 14,725 at the 2010 Census. A small portion of the city extends into Pierce County. According the U.S. Census Bureau, the population of this small section was estimated at just 9 in 2008.Waycross is the principal city of the Waycross micropolitan area, a micropolitan area that covers Pierce and Ware counties and had a combined population of 51,119 at the 2000 Census.Waycross includes two historic districts (Downtown Waycross Historic District and Waycross Historic District) and several properties on the National Register of Historic Places listings in Ware County, Georgia including U.S. Post Office and Courthouse, Lott Cemetery, First African Baptist Church and Parsonage, and Obediah Barber Homestead.

 

Winder is a city in Barrow County, Georgia, United States. The population was 14,099 at the 2010 census. The city is the county seat of Barrow County.The first syllable of Winder is pronounced like ""wine"". This city is part of the Atlanta metropolitan area.

 

Powder Springs is a city in Cobb County, Georgia, United States. The population was 13,940 at the 2010 census.

 

Villa Rica /?v?l?'r?k?/ is a city in Carroll and Douglas counties in the U.S. state of Georgia. The population was 4,134 at the 2000 census. By the 2010 census, the population had grown to 13,956, an increase of approximately 238%.

 

Fairburn is a city in Fulton County, Georgia. The population was 12,950 at the 2010 census.

 

Monroe is a city in and the county seat of Walton County, Georgia. It is located east of Atlanta and is part of the Atlanta metropolitan area. The population was 13,234 at the 2010 census.The east-end of the City of Monroe on Unisa Drive contains multiple industry.

 

Covington is a city in Newton County, Georgia. The population of Covington, Georgia in 2012 is 13,347. The growth of population from 2000 is +15.6%. The city is the county seat of Newton County. It is thirty-five miles southeast of Atlanta.

 

Cusseta /k?'si?d?/ is a city in Chattahoochee County, Georgia, United States. It is part of the Columbus, Georgia-Alabama Metropolitan Statistical Area. The population was 12,153 at the 2010 census. The city is the county seat of Chattahoochee County, with which it shares a consolidated city-county government. Despite the city-county government Cusseta is not coterminous with the county; it remains a geographically distinct municipality within the county.

 

Bu is a city in Gwinnett and Hall counties in the U.S. state of Georgia. As of the 2010 census, the city had a population of 12,225. Most of the city is in Gwinnett County, which is part of the Atlanta-Sandy Springs-Marietta Metropolitan Statistical Area. The portions of the city in Hall County are not part of Atlanta's metropolitan statistical area, but are part of Atlanta's larger Combined Statistical Area, which includes Hall County.Bu, as with the rest of Gwinnett County, has a sales tax of 6%,[24] which is a combination of the 4% state sales tax and a 2% local tax.[25] In 2008, CNN Money ranked Bu as number 3 in its annual ""100 best places to live and start a business"" list.[26]

 

Bainbridge is a city in Decatur County, Georgia, United States. The city is the county seat of Decatur County.As of the 2010 census, the city had a population of 12,697.

 

Lilburn is a city in Gwinnett County., Georgia, United States. The population was 11,596 at the 2010 census. It is a developed suburb of Atlanta and a part of the Atlanta metropolitan area.

 

Grovetown is a city in Columbia County, Georgia, United States. It is part of the Augusta metropolitan area and the Central Savannah River Area. In the 2013 United States Census estimates, it had a population of 12,389. The mayor is George W. James III.

 

Dallas is a city in and the county seat of Paulding County, Georgia, United States. As of the 2010 census, the city had a population of 11,544. It was named for George M. Dallas, Vice President of the United States of America under James K. Polk.

 

Douglas is a city in Coffee County, Georgia, United States. As of the 2010 census, the city had a population of 11,589. Douglas is the county seat of Coffee County and the core city of the Douglas, Georgia Micropolitan Statistical Area, which had a population of 50,731 as of the 2010 census.Farming plays a large role in the area's economy. Major agricultural products from the town and surrounding county include peanuts, corn, tobacco, and cotton. Chicken is also a major part of the economy.[16]

 

Cordele is a city in Crisp County, Georgia, United States. The population was 11,147 at the 2010 census. The city is the county seat of Crisp County.Cordele calls itself the Watermelon Capital of the World.

 

Loganville is a city located in Walton County with a half portion of the city located in Gwinnett County, Georgia, United States. The population was 10,458 at the 2010 Census.

 

Vidalia (/va?'de?lj?/ vye-DAYL-y? or local /va?'de?j?/ vye-DAY-y?) is a city located primarily in Toombs County, Georgia, United States. The city also extends very slightly into Montgomery County. As of the 2010 census, the city population was 10,473.Vidalia is the principal city of the Vidalia Micropolitan Statistical Area, a micropolitan area that covers Montgomery and Toombs counties and had a combined population of 36,346 at the 2010 census.Vidalia has a mixed economy, but its largest industry is agriculture. Since 1931, Granex onions grown in and near Vidalia have been licensed and sold ly as Vidalia onions. In 1986, the Vidalia Onion Trademark Act granted a state trademark and protection on the onions of the Vidalia and Toombs County, Georgia area. The 1989 Federal Marketing Order #955 of the USDA Agricultural Marketing Service gave the growers and handlers the legal rights to establish the Vidalia Onion Committee, and it granted U.S. federal protection of the onion's name and production.

 

Richmond Hill is a city in Bryan County, Georgia, United States. Oglethorpe, only a year after the founding of the Georgia colony at Savannah, awarded grants of land on the Ogeechee River in 1734. Once known as St. Phillips Parish, Bryan County was established in 1793. On February 1, 1797 the Bryan County justices valued 2 acres at the Cross Roads for $24 for the purpose of establishing a permanent county seat in courthouse. Cross Roads was the intersection of the Savannah-Darien Stage Road (current US 17) and the Bryan Neck Road (current GA Hwy 144). The Cross Roads became Ways Station in 1856 when the Savannah, Albany & Gulf R.R. was built across the nearby Ogeechee River into Bryan County. Near this site a train depot was built, which came to be known as �Ways No. 1 �� for William J. Way, the first station master and a local rice planter on lands through which the railroad passed. A settlement grew up in the section between the railroad tracks and the Crossroads just to the west. It came to be called Ways Station, a designation that lasted until 1941 when the name of the community was changed to Richmond Hill.The population was 9,281, up from 6,959 at the 2000 census. It is part of the Savannah Metropolitan Statistical Area.93% of the employment is from small businesses with less than 20 employees, and unemployment has stabilized at 8.6%.[9]

 

Jesup is a city in Wayne County, Georgia, United States. The population was 10,214 at the 2010 census. The city is the county seat of Wayne County.

 

Cairo i/'ke?.ro?/ is a city in Grady County, Georgia, United States. As of the 2010 census, the city had a population of 9,607. The city is the county seat of Grady County.

 

Cedartown is a city in Polk County, Georgia. As of the 2010 census, the city had a population of 9,750. The city is the county seat of Polk County. Cedartown is the principal city of and is included in the Cedartown, Georgia Micropolitan Statistical Area, which is included in the Atlanta-Sandy Springs-Gainesville, Georgia-Alabama (part) Combined Statistical Area.The Cedartown Commercial Historic District is listed on the National Register of Historic Places. The Cedartown Waterworks-Woman's Building-Big Spring Park Historic District is also listed along with the Northwest Cedartown Historic District and South Philpot Street Historic District.

 

Fort Valley is a city in and the county seat of Peach County, Georgia, United States. As of the 2010 census, the city had a population of 9,815.The city is in the Macon metropolitan area.Fort Valley is the corporate headquarters of the Corporation, a large manufacturer of buses.

 

Holly Springs is a city in Cherokee County, Georgia, United States. The population was 9,189 as of the 2010 census, up from 3,195 at the 2000 census.

 

Jefferson is a city in Jackson County, Georgia, United States. The population was 9,432 at the 2010 census. The city is the county seat of Jackson County.

 

Fort Oglethorpe is a city predominantly in Catoosa County with some portions in Walker County in the U.S. state of Georgia. As of the 2010 census, the city had a population of 9,263. It is part of the Chattanooga, TN�GA Metropolitan Statistical Area. It is home to Lakeview � Fort Oglethorpe High School.

 

Rincon is a city in Effingham County, Georgia, United States. The population was 8,836 at the 2010 census. It is part of the Savannah Metropolitan Statistical Area.

 

Thomaston is a city in and the county seat of Upson County, Georgia, United States. The population was 9,638 at the 2006 census. It is the principal city of and is included in the Thomaston, Georgia Micropolitan Statistical Area, which is included in the Atlanta - Sandy Springs (GA) - Gainesville (GA) - Alabama (partial) Combined Statistical Area.Thomaston is located on US Route 19 and State Route 3, which run north and south, and on State Routes 36 and 74, which run (more or less) east and west.Its principal hospital is the Upson Regional Medical Center at 801 West Gordon Street.

 

Fitzgerald is a city in Ben Hill County in the U.S. state of Georgia. It is the county seat of Ben Hill County. As of the 2010 census, the city had a population of 9,053. Fitzgerald is the principal city of the Fitzgerald Micropolitan Statistical Area, which includes all of Ben Hill and Irwin counties.The Ben Hill County Courthouse and Ben Hill County Jail in Fitzgerald are listed on the National Register of Historic Places. The Fitzgerald Commercial Historic District was listed on the Register on April 28, 1992. It is generally bounded by Ocmulgee, Thomas, Magnolia and Lee Streets. The South Main-South Lee Streets Historic District was listed in April 13, 1989 and is generally bounded by Magnolia St., S. Main St., Roanoke Dr., and S. Lee St. The Dorminy-Massee House at 516 W. Central Ave., the Holtzendorf Apartments at 105 W. Pine St., and the Miles V. Wilsey House at 137 Hudson Road are also listed on the Register.

 

Garden City is a city in Chatham County, Georgia, United States. It is located just northwest of Savannah. As of the 2010 census, the city had a population of 8,794. Part industrial and part residential, the city is home to much of the heavy industry in Chatham County and is adjacent to the Port of Savannah, the flagship operation of the Georgia Ports Authority.Garden City is part of the Savannah Metropolitan Statistical Area.Garden City's industry is located primarily on its waterfront, as is the case for surrounding communities. The Georgia Ports Authority operates a terminal, located at 2 Main Street. Garden City is also home to numerous trucking and railway companies. Other industries are:

 

Doraville is a city in DeKalb County, Georgia, United States, northeast of Atlanta. As of the 2010 census, the city had a population of 8,335.On November 21, 2005, announced that it would close its Doraville automobile manufacturing plant on September 26, 2008. The plant assembled the Chevrolet Uplander/Pontiac Montana SV6/Buick Terraza/Saturn Relay family of minivans. The site is no longer being considered for the future home of the NFL's Atlanta Falcons. The plant has been bought as of September 2014 by a joint team of developers to create a Atlantic Station like approach to the site.

 

Toccoa is a city in Stephens County, Georgia, United States located approximately 50 miles (80 km) from Athens and approximately 90 miles (140 km) northeast of Atlanta. The population was 9,323 at the 2000 census. The city is the seat of Stephens County.Stephens County Development Authority (SCDA) was established in 1965 to continue and sustain the growth of Northeast Georgia.[13] SCDA is responsible for the recruitment of new businesses such as industrial, manufacturing, distribution, corporate and regional headquarters and customer service centers.[14] SCDA serves the following cities: Toccoa, Eastanollee, Martin, and Avalon. Major industrial parks in the area are: Toccoa Industrial Park, Meadowbrook Industrial Park, and Hayestone Brady Business Park.

 

Braselton is a town in Barrow, Gwinnett, Hall, and Jackson counties in the U.S. state of Georgia, about 40 miles (64 km) northeast of Atlanta. As of the 2010 census, the town had a population of 7,511, with an estimated population in 2012 of 7,875.The Gwinnett and Barrow County portions of Braselton are part of the Atlanta�Sandy Springs�Marietta, GA, Metropolitan Statistical Area, and the H"

Georgia

 

You may become aware of freight invoice factoring but your company may well mistake what it is or even more notably what it might do for your firm. Receivable Loan Funding also known as receivables funding is a kind of asset based lending that can improve a business' immediate cash flow needs. This is not a loan; no debt obligation is assumed by Receivable Funding ,and the money is unrestricted. Prepaid Invoice Factoring Companies in Discounting Receivables Georgia Factoring Companies at Ogdenphoto.com- affording invoice for small business facilities georgia-factoring-companies

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Atlanta

Georgia

Prepaid Invoice Factoring Companies

This is most notably true of truck enterprises. They usually deal with tons of accounts which means a substantial quantity of collection period entails company owner themselves. Striving to get paid off promptly can develop into an extraordinary trouble and this is the reason why you work with trucking factoring companies who are delighted to help out truckers specifically.

 

 

Factoringaccountreceivables.Org

Trucking Factoring Service

Due to the fact that, depending on the size of the task, it can take up to 60 days for several business enterprises to get paid out then it's essential to cover up your own back and not leave yourself funds short to pay off the expenses. After all, how many firms possess two months profits just occupying there to deal with all their overheads till they make money?

 

 



Factoring Companies Reviews at Sellingreceivables.Com

 

Georgia's 2010 total gross state product was $403.1 billion.[55] Its Per Capita personal income for 2011 puts it 39th in the nation at $35,979 . [56] If Georgia were a stand-alone country, it would be the 28th largest economy in the world. There are 15 Fortune 500 companies and 26 Fortune 1000 companies with headquarters in Georgia, including such names as Home Depot, UPS, Coca Cola, Delta Air Lines, Aflac, Southern Company, and SunTrust Banks. Georgia has over 1,700 internationally headquartered facilities representing 43 countries, employing more than 112,000 Georgians with an estimated capital investment of $22.7 billion. Atlanta has a very large effect on the state of Georgia and the Southeastern United States. The city is an ever-growing addition to communications, industry, transportation, tourism, and government. Atlanta has been the site of growth in real estate, service, and the communications industries. Widespread farms produce peanuts, corn, and soybeans across middle and south Georgia. The state is the number one producer of pecans in the world, with the region around Albany in southwest Georgia being the center of Georgia's pecan production. Gainesville in northeast Georgia touts itself as the Poultry Capital of the World. Major products in the mineral industry include a variety of clays, stones, sands and the clay palygorskite, known as attapulgite.

 

Receivable Loans Companies

This is most notably true of truck enterprises. They usually deal with tons of accounts which means a substantial quantity of collection period entails company owner themselves. Striving to get paid off promptly can develop into an extraordinary trouble and this is the reason why you work with trucking factoring companies who are delighted to help out truckers specifically.

 

 



Factoring Companies Reviews at Sellingreceivables.Com

 

 

 

Accounts Receivable Loans

 

Accounts Receivable Loans

 

At one time or another, every company, even successful ones, have actually experienced bad money flow.

Cash flow does not have to be an issue any ever more. Do not be fooled -- banks are not the only places you can get financing. Other options are offered and you do not have to borrow. Exactly what is truck factoring ? One option is called trucking factoring. Truck Factoring is the procedure of selling invoices to an investor rather than waiting to gather the cash from the client. Oh, the Irony- Truck factoring has a paradoxical distinction: It is the monetary foundation of many of America's most successful companies. Why is this ironic ? Since truck factoring is not instructed in business colleges, is rarely discussed in company plans and is fairly unknown to bulk of most of American business people.

Yet it is a financial procedure that releases up billions of dollars every year, allowing countless businesses to grow and succeed. Accounts Receivable Factoring has been around for countless years. Trucking Factoring Businesses are investors who pay cash for the right to receive the future payments on your invoices. An overdue receivable or invoice has value. It is a financial obligation your customer has actually to pay in the near future. Factoring Principals--Although factoring deals exclusively with business-to-business deals, a large percentage of the retail company uses a factoring principal. MasterCard, Visa, and American Express all utilize a form of factoring in their retail transactions. Utilizing the purest meaning of the word, these big customer finance companies are truly simply big Commercial Factoring Businesses of customer paper. Think about it: You make a purchase at Sears and charge it to your MasterCard. The shop makes money practically immediately, even though you do not pay up until you are prepared.

For this service, the credit card company charges Sears a charge (typical common normal charges vary from 2 to four percent of the sale). The Advantages Trucking Factoring can offer numerous benefits to cash-hungry business. Instead of waiting 30, 60, 90 days or longer for payment on an item that has currently been delivered, a business can factor (sell) its receivables for money at a small discount off the dollar value of the invoice. Payroll, advertising efforts, and working capital are just a few of the business needs that can be satisfied with instant  cash.

Account Receivable Financing offers the ways for a producer to replenish stock and make more products to offer: There is no longer a requirement to await for earlier sales to be paid. Receivable Loan Financing is not simply a money management device for producers: Practically any type business can benefit from Invoice Factoring. Typically, a business that extends credit will have 10 to 20 percent of its annual sales bound in invoices at any given time. Think for a moment about how much is bound in 60 days' worth of invoices: You can not pay the power expense or today s payroll with a client s invoice, but you can sell that invoice for the cash to meet those obligations. Using truck factoring companies is a fast and simple process. The factor purchases the invoice at a price cut, typically a few portion points less than the face value of the invoice.

Factoring Companies Reviews at Factorinvoice.Org

 

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The United states Transportation Association
mentions that there around
195,000 work with freight trucking
businesses and
276,000 personal service providers trucking
companies accredited to
operate in the United States that transferred,
according to their latest data of millions
items, materials and
standard products .
There are numerous common
providers either going solo or in
groups on our country
highways carrying these
crucial items to our
shops, factories and harbors.

And  freight bill factoring
firms help
countless of them and offer their
accounts receivablesfinancing services
countrywide comprising
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Georgia Factoring Companies

 

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Receivable loan company Calculator
This calculator will show you how much you will make by using our receivable loan company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our receivable loan company
Enter the principal balance of your receivable loan company
(call your receivable loan company lender and ask for the current payoff amount):
Enter the amount of your monthly receivable loan company payment:
(invoice amount):
Enter the your receivable loan company's current interest rate:

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

 

 

View Our Truck Factoring Companies Videos For More Information

 

 

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Gameparts.Org

 

 

 

Freight Factoring Definition

 

"

�So It is not a loan?� asked Aaron Elliott, reclining back into his chair and crossing his legs. The woman who sat across the desk smiled and shook her head.�No, not exactly,� she stated.Aaron Elliott owned a small trucking company, and his business had recently fallen on difficult times. Trucking could be a profitable business, and for a little under a decade, it had been for Randy. He named his business Price Trucking, named after Philip and Derrick, his two grandfathers. Both of these men had been very hardworking and had set a great example for Randy.Six months ago disaster struck Randy's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. Aaron depended on his full fleet, and missing two trucks was devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Aaron had on hand.A big problem a lot of trucking companies came across was how bills were paid in the industry. You could go a month or more before bills were completely paid off. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Aaron was an excellent business man, and he certainly hadn't done anything wrong. Things had happened that he could not have predicted, and he had to figure out a way to keep his business from hurting, or even going under.That�s where the woman across the desk came in. Aaron knew she was employed by a Factoring company and that her name was Agnes. He had accidentally come across her company one night when he was working late, searching the internet to see if there was some solution to his financial dilemma.Agnes explained. �it is really not a loan at all: we actually buy your accounts receivable. we are not giving you finance to be repaid later: we are purchasing something from you, and when you can you can buy it back. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Aaron nodded. It sounded good to him, almost too good.The woman laughed. �You look like you don�t believe me,� she chuckled.�No, I do, I just think it sounds a bit too good to be true. I thought I was going to lose my company.�Agnes nodded. �We get that a lot. Listen, I�d hate to see you lose your company. You work hard, you�ve put everything you can into it. Sometimes you need help. That�s what we�re here for.""In any case, thank you for coming to see me.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� Agnes said with a smile. �Let's work out a solution to your problem.�And with that they set about making a profile.

 

Aaron filled the form out, with Agnes available to help him if he needed it. The profile filled Agnes and her company in on Randy�s company, and would help them determine if he was suitable for factoring. Unfortunately, not all companies are. Some businesses are beyond the help of a Factoring company, while other businesses weren't in enough financial stress to warrant it. As Aaron completed his form, Agnes listened to his story and she felt quite sure he would be the ideal candidate for Factoring.When the form was done Agnes took it and slid it into her briefcase. She then stood, reached across the desk and shook Randy�s hand. He also stood up, and they smiled at each other. Aaron walked Agnes to the door where they said 'Goodbye', then he went back into his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He leaned back and closed his eyes. He had felt so helpless lately, was sure the whole thing was collapsing, and would take him with it. Talking to Agnes though, learning about factoring, it felt like a weight had been lifted from his shoulders. He relaxed into his chair, running his hand through his thick black hair with its telling streaks of grey.The long nights, where he couldn�t sleep. The sudden panic attacks, not matter where he was. He could feel it all fading away. He wasn�t out of the woods yet, there was still a lot of work to be done, but he could feel it. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.Aaron couldn�t help but think back to when he had first started the business. He had opened a restaurant at age twenty two when he was fresh out of school. It had been really successful. Home cooking in his hometown, and he had done very well.But it wasn't what he really wanted to do. His passion didn�t lie with the food industry. He thought about it for a long time, then decided it was time to sell his restaurant. He took six months off, and during that time he decided to create Price Trucking. And that's exactly what he did. Once again he built a company from the ground up. He had been successful.And then the trucks went down, and his success looked to be in flux. He was about to turn fifty. He was concerned that he just did not have the energy left to try and save the business. But giving up wasn't part of his personality either.

 

The idea of cutting his losses, shutting down, laying off his workers, it actually made him sick some nights. He did not want to quit - both for himself and for his staff members.And now, because of factoring, he was sure he wouldn�t have to. Randy's eyes opened, he sat forward in his chair and turned on his computer. He had lots to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.

 

"

 

 

 

 

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Since the mid 1980s Schmidt Truck & Haul have been successfully running their freight business. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the heady times from 2002 to 2007, Schmidt was a top rated accounts receivable mastermind of the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. Cash was flowing and times were good for all.But a short year later, in the fall of 2008, when the United States economy took a nosedive and businesses both small and large began to feel the pinch on their pocketbooks, those that used to make their demands had suddenly and largely gone silent. Business slowed to a crawl

 

. And worse yet, Schmidt had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. And as spring turmed to summer and summer into the early days of fall, Brett Hamilton, CEO of Schmidt felt a chill go down his spine whenever he would look at the weekly A/R reports. The number of clients who were late in their payments was continuing to grow.He had already been to the administrators to ask what the actual problem was. Were they doing something wrong or different when it came to reaching out to delinquent accounts? When checking his bookkeeper's records this was definitely not the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Schmidt money had jumped ship and decided to leave him holding the bag.

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. They could not afford to pay him their debt, but they could afford a lesser service, maybe. So he did the necessary research and, after discussions with friends in the same field, he realised that no, his customers hadn't gone anywhere else. They had just gone home.The situation looked dire to Brett Hamilton. Brett was very concerned, because there were constant overheads, goods to ship, employees to pay, and trucks which needed to be maintained, but there just wasn't the money coming back into the business. At night he would speak to his wife Rosemary and shake his head in frustration.

 

""I have a bad feeling, Lin,"" he'd sadly say to his wife.""Well, what do you think it is?"" she would ask.Brett would stare off into the distance, and then slowly close his eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But then a haze would cover his trucks and his vast fleet would vanish to leave just a few. What on earth was happening to create the death of his business?""I think I know what it could be,"" said Brett. ""I've relied too long on the profits I receive from invoices alone. I've let too many of our customers go too long without paying on their bills."" Rosemary would look at her husband lovingly, and holding his hand would say 'it is such a harsh economy these days and our clients must be having difficulty meeting their responsibilities'.""Rosemary was trying so hard to support her husband in these worrying times, while Brett was weighed down with the worry of how he was going to handle this situation he found himself in.The next day Brett strolled into his office and was determined to sit down and make every phone call to every client who had owed Schmidt money. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. But, he felt like he was doing something proactive to help his business, even though he had staff on salary to do just that thing. A waste of time - a waste of money - he had the best intentions, but all the while Brett was realising just how much trouble he was in.After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Valerieerley knocked at his door.

 

""Can I have a word with you Brett?"" she asked standing in the doorway.

 

""Of course Valerie, please come in."" Brett leaned back in his chair and looked expectantly at Valerieerely.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Brett."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard of factoring?"" she asked.""It does sound vaguely familiar. What is factoring""? he asked.""Well,"" she began, ""It�s actually quite simple really.

 

Basically, factoring invoices means that we would get paid immediately for the loads we haul.""Brett interrupted ""Immediately?"".""Immediately, yes"" she added, ""In a nutshell, it is pretty easy. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It provides a very broad view.""Brett replied cautiously ""I see - and what happens then?""Following the completion of their review and once we have been approved for a contract with the factoring company, then we sit down to negotiate conditions and terms. You'll be surprised at the amount of flexibility, all dependent upon the credit histories and business volume.

 

This company tells us what the cost will be to purchase factoring for our accounts receivable. We come to an agreement and the funding starts pouring out.�Leaning forward, Brett studied the documents very closely.""I do not know, Valerie - it just sounds too good to be true"", Brett said quietly.""Yes, I know; that's exactly what I thought at the beginning. But think about it, Brett: they've guaranteed that experts will do all the paperwork, and that will free us up to do what we should be doing - focusing on our customers in good standing, and that kind of stuff. And they're flexible Brett,"" she underlined a paragraph on the paper before him.""How flexible?"" asked Brett.""It seems that they personalize their factoring charges so that the amount they're prepared to work with is commensurate with our client's debt and our needs. Apparently they can figure this all out in two to four days.

 

""It does all sound pretty good, remembering that we are all tapped out now with loans from the bank last year to repair vehicles, and we all know just how tight money is. it is imperative that we keep the business rolling as usual, and every day we go unpaid we are getting closer and closer to dealing with some serious issues in both the short term and the long term,"" said Brett.He took a deep breath and looked at his secretary with something she recognized as hope.""Precisely�. This could be the answer to our prayers: it will solve many problems we are facing due to these unpaid debts.""Brett thought about this and agreed with Valerieerley. The customers who were in debt to Schmidt Truck & Haul were professional resources of the company, but they were also long-standing friends. They did not want to throw away these relationships because they were having trouble paying their bills now. He was well aware that the economy was in a bad way and that it might be quite a while before things started picking up. That unknown amount of time, if he handled these debtors incorrectly, could spell disaster for both of them. Of course he did not want to lose any more money, but he did not want to lose business either.""Let me go over this tonight Valerie, and thankyou."" Valerie stood up and left Brett's office, with the nice feeling of knowing that she may just have solved a very serious problem.Brett sat behind his desk and looked over the details Valerie had not mentioned in their meeting. He wondered if there might be other problems freight factoring could help Schmidt Truck & Haul with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. Brett was surprised: it said that his company could get up to fifty percent cash advances on load pickups. Brett was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""I must tell Gregory the good news,"" Brett muttered to himself.Gregory is Brett's son-in-law, and he really admired the ideas behind Schmidt, so much so that only two years before he had started his own transportation service business. At that time Brett knew the struggles Gregory would face, but he still encouraged him to follow his dream. With the economy the way it was, if an established company such as Schmidt was struggling then the little guys, like Gregory, were going to be in even more trouble. Perhaps the antidote to these problems was in freight factoring, and they were about to find out.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, Brett found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They used that time to refocus their efforts in being competitive in new territories. Brett looked back on the dismal months of life before freight factoring and almost shuddered at the thought. Had he missed the boat on this one, he probably wouldn't be in business today.

 

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Reasons why Truck Agencies Use Factoring Companies.

 

As the owner of your own company, you may well be much more than conscious already of the hardship in making certain that capital concerns do not become a problem down the line. After all, the most terrible thing that can quite possibly take place for your establishment is to find yourself involved in a long and challenging circumstance that leaves you forever searching for the money you need to have on an on-going manner.

 

For pretty much any firm in this condition, the problem can come for waiting for work to lapse and actually be paid out into your bank account. Statements, checks, and the like could take a long time to actually to beprocessed which could leave you with short-term cash flow issues. Luckily, there are approaches out there for establishments to delve into-- and one of these is factoring agencies.

 

Factoring agencies will, in trade for your bill of sales, provide you with the funds today so you do not have to fret about the lingering time span that could make paying out the bills and purchasing toolsmore complicated. With this form of arrangement, invoice factoring can become tremendously practical for countless enterprises who have to get out of a cash pitfall which they have found themselves in.

 

Given that, depending upon the scale of the job, it can take up to 60 days for a number of business enterprises to get compensated then it is critical to cover up your own back and certainly not leave yourself cash short to pay the bills. After all, how many companies possess two months earnings just occupying there to handle all their expenses until they make money?

 

This is specifically true of truck establishments. They often handle numbers of accounts which means a significant quantity of collection period entails company owner themselves. Seeking to get compensated promptly can come to be an amazing headache and this is the key reasons why you utilize trucking factoring providers who are delighted to help out truckers particularly.

 

As all of us determine, trucking is an remarkably big industry with countless organizations out there utilizing hundreds of drivers. Sadly, numerous of these drivers end up in money issues since they are still waiting for work from six weeks previously to actually compensate them. When this is the scenario for a trucking business, resorting to factoring providers for reinforcement might be the very best alternative left.

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This indicates that a truck business can pay out the paychecks of the staff, keep all the cars refilled with fuel and continue to surmount, grow and expand without continually waiting for the money which is taking too long to come in. Trucking Business enterprises working without a factoring program established are leaving themselves at critical hazard, as competitors cash out rapidly and carry on to expand.

 

There's absolutely nothing at all to be distressed about when it comes to working with a Factoring company-- they are not like a financial institution or someone who is going to leave you with a big heap of financial obligation to pay back. You give them legitimate invoices from work you have already wrapped up , you are merely hastening the payment system.

 

In the United States, where truck establishments succeed, factoring companies are not considered taking on loan in any capacity. This confidential settlement then allows both parties to benefit and enjoy a good future-- it gives the factoring firm a warranted asset of earnings to put into the list and it supplies the trucking firm the required money that they sweated to acquire.

 

The trucking company presents their accounts to the factoring business. The trucking factoring agency then obtain the installment payments from the trucking company's clients. Factoring has beenaround for hundreds of years and has been utilized for decades by a lot of varying sectors-- but none exceeding so than truckers. While you may miss out on a small part of the money, something like 1-3 % depending upon who you team up with, it signifies that you are obtaining the cash today and can actually start off setting the money to do work.

 

Anyway, an IOU or an invoice is not actually going to finance spendings, is it? For trucking establishments when the income can be really good one day and gone the next, it is up to the drivers to work smartly and to ascertain they are leaving themselves with a significant measure of time and finance to get through the week up until they are handed over again.

 

So the next moment your trucking business is having some momentary capital troubles and you are spending a lot of time chasing slow paying customers, why not begin looking at utilizing a factoring businesses as a method to get your money and give yourself a more at ease future in the eyes of your trucking workers and your bank dividend?

 

 

 

 

 

 

 

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Factoring in the Future of a Trucking Business: A Story The phone was ringing on his desk, and Terry Morgan just sat there letting it ring. His morning coffee cooled and his cigarette smoked away in the tray: Terry is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Morgan Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

More than forty years ago Terry's father had started this business working as an owner-operator and eventually growing Morgan Trucking Company into a fifteen trailer fleet. There had been some hard times when it seemed everything was going to go under and even Terry�s mother strapped herself into a cab to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. But now things were different: the company was in Terry's hands and he needed to ensure that this business would be left in great shape for his sons.

 

To move Morgan Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. His employees needed to be paid. They had families and household bills too. Some of the refrigerated trailers were in need of repairs and he felt to stay competitive it was also a good idea to invest in specialized haulers to be ready for the constant requests he was getting for loads of new energy and agriculture equipment. He knew that turning down these requests made Morgan Trucking look inefficient and weak in what was currently a strong market.

 

He knew what his father would have said - 'wait, take your time before adding new technology'. Terry allowed himself a good hard chuckle. He remembered when his father was totally against installing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Terry knew he was right in his forward thinking. How would he take Morgan Trucking to the next level? More importantly, how could he afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.

 

But was factoring the answer? There was a lot he didn�t understand about the process. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. A factoring company actually purchases your invoices and takes control of your accounts receivable, payment being a certain percentage of the amount invoiced. In return, the factoring company pays the trucking business straight away, providing immediate cash flow for the business to pay staff, purchase fuel, and do any repairs or maintenance. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Terry had to really consider what his next step was going to be. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Plus it was worse still if the customer didn�t pay up at all because then the factoring company would take it right out of the money supposed to be coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

However, it all turned out to be very simple. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Their customer service actually knew things about their company and spoke in nice clear English so he could understand what was being explained. He was quite happy to sign an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. Many companies offered a non-recourse factoring program that suited him just fine. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It was good money.

 

For Terry it was quite a relief to be dealing with the factoring company. They were more personable than those loan managers at the bank. He was relieved to note that the factoring companies understood the trucking business and discussed business with him like a respected client, not like someone looking for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. Factoring was based on the credit of his customers and on their reliability which worked well for Terry because he and his father had built up good strong relationships over decades with their list of clients. So he knew they would understand when the factoring company contacted them for the invoices. His clients wouldn�t think poorly of Morgan Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Terry stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. He felt exhilarated by the new possibilities that would make the future of the company fun again and put the stress of the difficult times behind him. He suddenly realized that, with this new cash flow, he could actually expand Morgan Trucking Company and who knows, move into Canada, which had always been his dream. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.

 

"

 

 

 

 

 

 

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Date Published- 2014- 06-15 Trucking Invoice Factoring Companies

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Once the loan is paid off, you can then apply for another loan if the need arises.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. You will not Incur Debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.You receive interest up-front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"
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"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Once the loan is paid off, you can then apply for another loan if the need arises.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of finance you can receive will be based on the amount you have earned and the accounts receivable you are prepared to sell. Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. You will not Incur Debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.You receive interest up-front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So not only are you relieved of those monthly loan payments, but you also do not have to worry about the building up of interest, as every penny in the account is yours to spend on the business.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. Since these accounts belong to the Trucking Factoring company, this is now their job. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

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